DUCKS ARE STARTING TO PIP ABOUT 2 DAYS EARLY. SHOULD I LOCK DOWN? HELP PLEASE!

[BelovedBirds]

Tone in writing is so hard to interpret. I do mortgages and I always have to tell people I am not being rude. LOL. Must be the NY'er in me.

that's true! I think sometimes I sound negative when I'm really not! Perhaps I should be using emojis or wording better lol