Frugal Frugal Frugal!!!

[newfoundland]

Love tomato sandwiches! Sadly, although we grow some, our climate does not allow them to take on that delicious sweet flavour of more warmer climes, except in an unusually hot year. I love courgettes cooked with onions and tomatoes, perfect with pasta and very cheap if you grow the veggies yourself!

 

[Reurra]

I find that growing tomatoes against a south facing wall of the house reflects the heat and makes the tomatoes grow bigger and better. Maybe that might help you grow sweeter ones?

 

[jnjmanning]

I make my own laundry detergent!

 

[Habibs Hens]

I make my own laundry detergent!

when I was visiting in Pakistan I was taught how to make Laundry washing powder its brilliant

and now back in UK I buy from someone that makes it them selves and sells in bulk (cheaper than stores and I think its better)

 

[V-NH]

I'm probably the king of frugal living. Here's what I do...

1) No cable.
2) No cell phone.
3) Shop at the cheapest stores and buy the cheapest items.
4) No restaurants.
5) No entertainment that costs money. You can check out movies for free from your local public library.
6) Use a free money management system. I use mint, which is an online website that tracks your finances and lets you set budgets to follow. Once you set a budget, never break it no matter how much you want to.
7) Cancel your credit cards and throw them away, they are a scam.
8) Live within your means. Realize that our choices in life dictate how we can expect to live. Sometimes I'll get an idea in my head and want to do something really extravagant (like take my fiancee on a Caribbean diving vacation for our honeymoon) and then I'll sit and think about it and realize "I decided to become a teacher, not an investment banker, so this really isn't a realistic vacation for me to be planning." Those realizations, I think, are the most significant part of living frugally. It's hard to come to terms with the fact that we can't have everything.

 

[oldrooster]

I'm probably the king of frugal living. Here's what I do...

1) No cable.
2) No cell phone.
3) Shop at the cheapest stores and buy the cheapest items.
4) No restaurants.
5) No entertainment that costs money. You can check out movies for free from your local public library.
6) Use a free money management system. I use mint, which is an online website that tracks your finances and lets you set budgets to follow. Once you set a budget, never break it no matter how much you want to.
7) Cancel your credit cards and throw them away, they are a scam.
8) Live within your means. Realize that our choices in life dictate how we can expect to live. Sometimes I'll get an idea in my head and want to do something really extravagant (like take my fiancee on a Caribbean diving vacation for our honeymoon) and then I'll sit and think about it and realize "I decided to become a teacher, not an investment banker, so this really isn't a realistic vacation for me to be planning." Those realizations, I think, are the most significant part of living frugally. It's hard to come to terms with the fact that we can't have everything.

Some people don't realize it but if they have windows office on their PC they have a financial software already there and they may not know it's there or they don't take the time to learn about using it. It's called excel window's spread sheet program, if they don't have windows office then Open Office has their own version and it's free, Most people need a word processor program anyway might as well get both and either get the free version or the name brand if you prefer. Excel can budget, and forecast savings, investing, amortization of loans/credit cards, and even give you charts and graphs to look at if you are not a numbers person. Sorry that I sound like an ad for them, but I took a class in school and had to learn about it, plus as I said there is a free version of almost the same thing.