Tlafferty502
Chirping
- Nov 23, 2020
- 16
- 30
- 56
Hello,
Wondering if anyone has had this problem and if so, how they solved it. We bought a 12 acre farm property in Pennsylvania and we are starting a business raising broilers on the property in chicken tractors in our pasture. We are very small scale at the moment with only 3 chicken tractors and have sold 200 birds this year.
The problem is, our current insurance agent (state farm) will not insure us at all if we SELL chickens from this property. They won't insure the house or property. We are allowed to own pet chickens but if we SELL them we cant get insurance for our home/property.
We are legal in all other areas of the business but obviously need to have insurance for our home/property. We have contacted other insurance agencies and they are saying the same.... that they can not insure us if we sell the birds. Our insurance says they will insure us if we raise/sell pigs or cows (basically any other animal) but not chickens.
We have checked into farm/ranch policies and get the same answer - not eligible for coverage if we SELL chickens from this property.
This is insane to me. Why is this so hard? We can't be the only people to ever start a business raising/selling chickens.
We raise the birds from chicks, sell them while they are still alive, we have a mobile butcher come to the property who butchers and packages the birds, customers come and pick up their whole birds on butcher day or we freeze them until they can pick up (our freezers are inspected and approved for the business).
Any help or advice would be greatly appreciated!
Wondering if anyone has had this problem and if so, how they solved it. We bought a 12 acre farm property in Pennsylvania and we are starting a business raising broilers on the property in chicken tractors in our pasture. We are very small scale at the moment with only 3 chicken tractors and have sold 200 birds this year.
The problem is, our current insurance agent (state farm) will not insure us at all if we SELL chickens from this property. They won't insure the house or property. We are allowed to own pet chickens but if we SELL them we cant get insurance for our home/property.
We are legal in all other areas of the business but obviously need to have insurance for our home/property. We have contacted other insurance agencies and they are saying the same.... that they can not insure us if we sell the birds. Our insurance says they will insure us if we raise/sell pigs or cows (basically any other animal) but not chickens.
We have checked into farm/ranch policies and get the same answer - not eligible for coverage if we SELL chickens from this property.
This is insane to me. Why is this so hard? We can't be the only people to ever start a business raising/selling chickens.
We raise the birds from chicks, sell them while they are still alive, we have a mobile butcher come to the property who butchers and packages the birds, customers come and pick up their whole birds on butcher day or we freeze them until they can pick up (our freezers are inspected and approved for the business).
Any help or advice would be greatly appreciated!