Granny's gone and done it again

OH and I am taking Robert to the closing with me as neither one of us can figure out why the bank want's 11K plus for interest since I don't have a payment due until feb of 2017 ?? Hoping between the 2 of us the banker doesn't slip something extra in on the loan. I tend to "glaze over after a while and just want to get it done"

I cant figure why you want it in the first place. More years of paying it down..
 
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any bread ?? you can make your own bread crumbs. BUT that would be sort of serious cooking for you
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