Why would you want to get loan if you don’t have much income.The trust is actually good, if you can find a trustee that you trust. It becomes a head ache if the trustee wants to retire and you wouldn't be here to help him find a new trustee. So I'd get a trustee that isn't elderly. When you are on SSI you don't have much money. So having a trust can help him get a loan(he can show he has money).

