Home Owners Insurance

Privately owning horses and offering trail rides, or boarding any livestock, or whatever, are all different categories, needing different riders on policies, with different costs.
Again, liability! My worst nightmare involves a horse or steer getting on the road and killing a family!!!
Never mind the animal, what covers that?!?
Just be sure that your company can't have a reason to deny a claim because something isn't covered...
Mary
really anything getting into the road can cause an accident. someone not wanting to hit an object or animal could over correct, go off road and smash into a tree.
 

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