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Sorry, but not an answerable question. There is every concievable possible type of lease out there, not usually all *available* to you. So the question is, what could you GET, and is that something you'd be interested in.
Leasing makes sense if you want a horse to show but can't at the moment afford to buy the quality you want. Or if you want a horse to just hack around on, *sometimes* you can find a lease that is cheaper than taking lessons or that you can do things that you can't in lessons e.g. long trail rides.
But you have to be verrrry thoughtful and ask lots of questions. Who is responsible for the bills if the horse dies or is injured, or tack is damaged, while you are riding? What happens (in terms of your payments) if the horse is out of commission for a day, a week, a month, and you can't ride it? What can you do with the horse, what can't you do, and do you and the lessor see eye to eye about riding/training methods and ideas about how horses should be handled, exercised, etc.
The most typical lease arrangement IME (although as I say, you can find examples of almost *anything* out there *somewhere*) is that you pay half or all the horse's board, for half-time or near-exclusive use of the horse according to an agreed-on schedule or agreement about how much of what sort of thing you'll do. Quite often you also have to pay for mortality and loss-of-use insurance on the horse.
And not infrequently, it ends in a dispute about whether somebody was being unfair or unreasonable or misrepresenting themselves or misrepresenting the horse or mistreating the horse or failing to take care of it sufficiently. Leases *can* work well, but I'd say that if you are looking just at private recreational riding type leases (not show horse or breeding leases), the batting average for long-term amicability is maybe in the .600 range, which is good in baseball but not necessarily as good in the rest of life
You really learn far, FAR more, and become a far far better horseman far far faster and more thoroughly, riding a *variety* of horses, e.g. in lessons and (once you get better) catch-riding or exercising/training other peoples' horses.
GOod luck, have fun,
Pat