What about for people that own their own businesses?Yep, that was exactly my scenario! It was $800/mo premium for the bronze plan which would equate to $6000 deductible after paying $9,600 in annual premiums, for a total annual investment of $15,600 before getting much benefit out of it!
^ Second this.I don't get to stay home with my babies all the time, but I made a major career change. I was busy commuting an hour and a half 'climbing the corporate ladder'. I liked my job but I realized work isn't everything.
I found a job a half a mile away from my home working for a smaller company that values family time significantly more. I also get to spend my lunch hour with my babies now! We close at 5 so I'm home by 5:05 everyday. I took a little pay cut but it was totally worth it
I don’t even see why anybody uses cable or home phones anymore^ Second this.
Presently the only one working in my household, but my wife finishes her Master's Degree this fall and should be at work next August (Teaching degree). My job pays well, but I put in a lot of hours. Have worked to cut down debt (basically only student loans presently) and am this week, taking a $20,000/yr pay cut to get more home time (and less mental stress). Like most - prioritizing. Making due with a $150 phone as opposed to a $1000 phone. Cutting cords (SlingTv or such in place of Cable, etc).