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I'm not as frugal as I would like ..but I'm almost debt free ...I'm free of everything except for the mortgage. I do need to learn to spend less. Spend more wisely. Not be such a consumer. But on the plus side, I'm growing more of my own food and that will expand as the strawberries, raspberries, blueberries, currant and apple trees grow. The vegetable garden is doing well - it's hard to keep up. I've got my electric bills down ...have a way to go but it's better. Self-sufficiency or as close to it is my goal. Even if my wife keeps fighting it!![]()
Its hard to change the mindset but once you do.......the quality of life really skyrockets I think. We have been at this for 2 years now. The kids appreciate things more. Things are so much more relaxed. We are 4 months off only have my school loans left. Those will be paid of 8.5 years early too. So 10 months from now we will owe nothing. Its great to feel free. Its fun to enjoy the small things. Just remember that its not one big change but all those little changes that really make the difference. You start thinking differently and soon you will not even notice some of those little changes but they will have a huge impact on your quality of life. Congrats on the almost debt free. Let us know when you hit that milestone so we can celebrate with you.