Need prayers, again please

[rockinpaints]

Good luck with your situation, hope all works out.

 

[The Chicken People]

Is renting a house an option? Hope it all works out for you!

 

[key west chick]

Sorry, I guess I left lots out. The roomate has been gone for a few years. She no longer is interested in this house at all. She now rents her own house. We, hubby and i, were to eventually be the rightful owners of this house. So, as long as it doesnt finaicially hurt her in anyway, whatever we want to do with the house, we can. It is a very weird situation, but up until now, has been working for us. My in laws live in the city, so if i wanted to keep my animals, I would need to keep them at my parents, in the country. Hubby knows how much my animals mean to me. My in laws have a basement where we could stay in, but once again, cant keep any of our animals.Plus, that is close to where hubby works. My parents, live in the same county, but on the other end. They have room for my goats and chickens, but not our dogs. But, its a smaller house, farther from hubbys work and my dad and hubby dont really get along. It wouldnt be the best situation, but hopefully just temporary. We, hubby and I , would hate for me to get rid of my animals and have something work out 6 months later. As for renting, its hard to find something with all my animals, and since we are hoping something can work out, dont want to have to get rid of them right now just to rent for awhile. Make anymore sense?

 

[GeneJordan]

Prayed for you

 

[Sonoran Silkies]

Things to consider--refinance--since it is your friend's name, she would have to do this. And y'all need to formalize your agreement with her.

Figure out the $$ difference between what you pay now and the cost after the rate goes up. Then figure out the cost of renting a similarly sized home where you can keep your animals. That gives you some realistic numbers to chew on.

Consider moving the animals to your folks while your family moves in with your inlaws. Pay your folks or someone else to take care of them, using the money you're saving by living with the inlaws.

Speak to a realtor about finding accomodations nearby that you can afford and will allow your son to remain at the same school, and for you to keep your animals.

 

[WingingIt]

Has your DH tried to get pre-approved for a loan? If he's paid other bills on time the last six years and your friend/past roommate will sign papers that he's been paying $XXX/month in rent for the last six years, that's a very good start. Then maybe your friend could just sell the house to you outright. I know you said him trying is out of the question, but really, all they can do is say no. I say give it a try. Even if he doesn't qualify for enough for the current house, you might could find a repo. or another house that's just as nice and cheaper to buy.


If they do turn him down, could you move the animals to your parents while you rent for a while (or stay with whichever relatives) and save money for a down payment? It might mean driving back and forth to take care of them, but if it's for a relatively short time, it could work. That would allow you to rent a smaller place (land wise) because you won't have to accommodate the animals but you wouldn't be starting all over later, either.


Best of luck!

 

[JustAChickenLittle&More]

I get the pickle your in. I'll be praying for you. You don't really want to move, but unfortunately there is a balloon mortgage on the property and it is due, correct? Meaning the balance of the loans are due as one big payment? I can suggest that you call the Northeast Florida Realtor Association, and ask them if there is a program in your area like they have in Jax. They get you financed, they guarantee it and you make monthly payments according to your budget or ? I used to live in Florida, two of my boys still do. Florida is a VERY hard place to find any rental houses when you have kids or animals. And the rents are ridiculous. I now live in Kentucky, and I am a foster parent. The school system here is really not that great so I can see why you would be concerned about your son, as well as wanting him to graduate with his friends. Remember though, God always has answers! Sometimes we get upset because something like this happens and we try to force it to go our way, and it don't work out so great. God Bless!

 

[sfw2]

Praying this works out for you.

 

[gritsar]

 

[redhen]