Know what you mean, no handy man here either and no $$$$ to hire one .
Having gutters cleaned out (of impacted Maple tree garbage-not my trees) $ 110. twice a year.
for small bi level house. Next door neighbor had those gutter guards installed so his Maple leaves just slide over to my yard. Also got wider new gutters and directed water flow to my property.
If I had the $$$ I would get them. But his property is uphill, mine is down thanks to all the puddling and streaming water coming my way.
Having gutters cleaned out (of impacted Maple tree garbage-not my trees) $ 110. twice a year.

If I had the $$$ I would get them. But his property is uphill, mine is down thanks to all the puddling and streaming water coming my way.