I'm very sorry for your loss.

It does look like fat. Some birds develop a layer of abdominal fat which can be very unhealthy for them and can lead to fatty liver hemorrhagic syndrome. If you had looked at the internal organs that might have confirmed if her liver was not healthy. The liver can become very friable (crumbly for lack of a better term) and they can hemorrhage and die suddenly. It can be caused by genetics or a diet that is imbalanced with too many fatty treats. Some birds are just more prone to it. The crop may have had food in it which made it feel hard, looking inside would have answered that question. Sometimes the more things you look at the clearer the answer becomes. Just looking at normal organs and being familiar with what
is normal can help in identifying when something doesn't look quite right. There are many things that can happen, especially over the age of two, with laying hens.