Happy Happy retirement to You. Now you can sit back relax and get some chickens. Hope you enjoy retirement and have many more Happy Years ahead of you.
Retirement Venting
- Thread starter annie3001
- Start date
- Thread starter
- #12
Well, now that he is retired, he isn;t tied to his location. Got any available properties nearby that are also chicken friendly?
- Aug 12, 2009
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Wishing happy days and good health for your dad! I hope he finds someone to *connect* with. Sounds like you and your family are a big part of his life.He is blessed to have you guys.
That is very disappointing about his workplace.40 years...you just don't hear about that kind of loyalty.So many people give there all for a employer,and get the boot years down the road. I am sure my dh's employer will just cut him loose once he is more of a liablilty than benefit even though he has been an excellent driver for years.
I think I will pass on spending our money on Coca-Cola products from now on. They don't deserve a dime if they can not give a 40 year employee a simple *thank you*
And I think it is worse to say you will throw a party or something and then not do anything.Would have been better(but still stink) that they just let him retire and do nothing.
Again wishing him good days ahead!
Yes,he should move and start new.Do things and have things he has always wanted to do.
That is very disappointing about his workplace.40 years...you just don't hear about that kind of loyalty.So many people give there all for a employer,and get the boot years down the road. I am sure my dh's employer will just cut him loose once he is more of a liablilty than benefit even though he has been an excellent driver for years.
I think I will pass on spending our money on Coca-Cola products from now on. They don't deserve a dime if they can not give a 40 year employee a simple *thank you*
And I think it is worse to say you will throw a party or something and then not do anything.Would have been better(but still stink) that they just let him retire and do nothing.
Again wishing him good days ahead!
Yes,he should move and start new.Do things and have things he has always wanted to do.
Quote:
Might as well quit going to the store right now. You really think this is isolated with just Coca-Cola?
Might as well quit going to the store right now. You really think this is isolated with just Coca-Cola?
- Jun 14, 2009
- 1,735
- 32
- 161
My point of view, from some one who will be retiring in 3 to 5 years.
I will have no pension-- only what I have managed to save and the 3.5% (of annual gross income) the present company has put into my 401k.
I will have no health insurance, I will not be offered the oppourtunity to buy health insurance at the group rate even if I am willing to pay 100% of the premium.
So in reality when I retire it will be no different than if I quit my job and go home, no pension, no benifits, no nothing.
I will be employed at this job between 35 and 40 years when I retire.
Good times, bad times, I was their for them all.
Frankly at this point that Godless company can keep their retirement party, pat on the back, thank you, gift or whatever, just give me the retirement pension and benifits I was promised when I hired on 30+ years ago. The original company I hired into, no longer exist, they went Bankrupt in 2001, then the new corporation that was formed with the surviving assets was sold, sold and resold. Been through 5 company name changes in 10 years, but I still have the same locker on the wall. Fixing to be sold once again.
So, if your dad has a pension and med benifits, he is way a head of me.
I will have no pension-- only what I have managed to save and the 3.5% (of annual gross income) the present company has put into my 401k.
I will have no health insurance, I will not be offered the oppourtunity to buy health insurance at the group rate even if I am willing to pay 100% of the premium.
So in reality when I retire it will be no different than if I quit my job and go home, no pension, no benifits, no nothing.
I will be employed at this job between 35 and 40 years when I retire.
Good times, bad times, I was their for them all.
Frankly at this point that Godless company can keep their retirement party, pat on the back, thank you, gift or whatever, just give me the retirement pension and benifits I was promised when I hired on 30+ years ago. The original company I hired into, no longer exist, they went Bankrupt in 2001, then the new corporation that was formed with the surviving assets was sold, sold and resold. Been through 5 company name changes in 10 years, but I still have the same locker on the wall. Fixing to be sold once again.
So, if your dad has a pension and med benifits, he is way a head of me.
Quote:
What are you doing about it? Everyone knows they're going to retire someday, or die first. Talk to human rescources find out what you options are. Do you know what social security will pay? Fact is most people say they can't afford to save but that's like saying you can't afford pizza.
Your 401 K is your pension. It's what you save to supplement your social security. You know your going to retire in 3-5, start unloading your debt now. So when you retire your income closely matches your outgoing.
Truth is many of us retire with a crapload of debt. We would be better off without our credit card payments.
Sure you won't be flying around the world but at least you'd have the necessities. Food, clothing, shelter and chickens.
Gotta get with the three R program, Reduce, Reuse and Re- something or other, I forget.
You wouldn't go on vacation with out planning, don't retire w/o plannning. My brother planned and saved and retired at 60. Three weeks later he died of a heart attack. What didn't he do to plan for his retirement? Any guesses?
What are you doing about it? Everyone knows they're going to retire someday, or die first. Talk to human rescources find out what you options are. Do you know what social security will pay? Fact is most people say they can't afford to save but that's like saying you can't afford pizza.
Your 401 K is your pension. It's what you save to supplement your social security. You know your going to retire in 3-5, start unloading your debt now. So when you retire your income closely matches your outgoing.
Truth is many of us retire with a crapload of debt. We would be better off without our credit card payments.
Sure you won't be flying around the world but at least you'd have the necessities. Food, clothing, shelter and chickens.
Gotta get with the three R program, Reduce, Reuse and Re- something or other, I forget.
You wouldn't go on vacation with out planning, don't retire w/o plannning. My brother planned and saved and retired at 60. Three weeks later he died of a heart attack. What didn't he do to plan for his retirement? Any guesses?
- Jun 14, 2009
- 1,735
- 32
- 161
Quote:
What are you doing about it? Everyone knows they're going to retire someday, or die first. Talk to human rescources find out what you options are. Do you know what social security will pay? Fact is most people say they can't afford to save but that's like saying you can't afford pizza.
Your 401 K is your pension. It's what you save to supplement your social security. You know your going to retire in 3-5, start unloading your debt now. So when you retire your income closely matches your outgoing.
Truth is many of us retire with a crapload of debt. We would be better off without our credit card payments.
Sure you won't be flying around the world but at least you'd have the necessities. Food, clothing, shelter and chickens.
Gotta get with the three R program, Reduce, Reuse and Re- something or other, I forget.
You wouldn't go on vacation with out planning, don't retire w/o plannning. My brother planned and saved and retired at 60. Three weeks later he died of a heart attack. What didn't he do to plan for his retirement? Any guesses?
rancher hicks
Respectfully-- who do you think you are talking to-- an idiot.
Debt load is ------ZERO and has been ZERO for the last 10 years, will be ZERO for whatever future I have
401k---- I have maxxed out my 401k contribution every year since the baby girl got out of college in 2003, prior to that I contributed to the limit of what the company would match 7% ( of gross annual income before taxes), further more I have never borrowed 1 single dime from my 401k, if it was put in, it stayed in.
Do you honestly think I am one of "those" that has no idea of how the world turns.
The point of my post is: 30+ years ago when I hired into the "industry" the benifits promised were a good salary, ritement pension nothing rich, but a pension never the less, and health insurance after retirement. Then after I put in 20+ years of my life into the "industry" they change the rules. Now you tell me, how would you plan? 401k is your savings to supplement SS, pardon me but when I started my 401k in 1985 (first year we were allowed) the 401k was a private savings plan-- not a supplement to retirement. The company pension + SS, was what you were to rely on in retirement, the 401k was the supplement--- that is what every one prior to 1985 who retired relied on. That was what I was promised when I hired on in 1978.
How have I planned. Max out 401k, I am allowed a 25.5k contribution this year, guess how much I am going to put in--- 25.5k. EVERY year since 2003 I have put in the max. Saving is not and will not be my problem.
Discipline is not my problem, and will not be my problem.
I will retire because I have planned accordingly, not because some one is going to give me something. I have never lived an extravagant lifestyle, no round the world trips, no extended vacations, no fancy trips to Vegas, no country cadilac trucks, no macmansion here.
What I desire from the company is to hold up their end of the bargain, I sold the last 30+ years of my life for a salary, and a promise of a good future. they the company broke that promise.
Social security-- frankly I don't even pretend to think I will ever get a dime of that money. I am making my retirement plans over and above anything I might get from SS.
What are you doing about it? Everyone knows they're going to retire someday, or die first. Talk to human rescources find out what you options are. Do you know what social security will pay? Fact is most people say they can't afford to save but that's like saying you can't afford pizza.
Your 401 K is your pension. It's what you save to supplement your social security. You know your going to retire in 3-5, start unloading your debt now. So when you retire your income closely matches your outgoing.
Truth is many of us retire with a crapload of debt. We would be better off without our credit card payments.
Sure you won't be flying around the world but at least you'd have the necessities. Food, clothing, shelter and chickens.
Gotta get with the three R program, Reduce, Reuse and Re- something or other, I forget.
You wouldn't go on vacation with out planning, don't retire w/o plannning. My brother planned and saved and retired at 60. Three weeks later he died of a heart attack. What didn't he do to plan for his retirement? Any guesses?
rancher hicks
Respectfully-- who do you think you are talking to-- an idiot.
Debt load is ------ZERO and has been ZERO for the last 10 years, will be ZERO for whatever future I have
401k---- I have maxxed out my 401k contribution every year since the baby girl got out of college in 2003, prior to that I contributed to the limit of what the company would match 7% ( of gross annual income before taxes), further more I have never borrowed 1 single dime from my 401k, if it was put in, it stayed in.
Do you honestly think I am one of "those" that has no idea of how the world turns.
The point of my post is: 30+ years ago when I hired into the "industry" the benifits promised were a good salary, ritement pension nothing rich, but a pension never the less, and health insurance after retirement. Then after I put in 20+ years of my life into the "industry" they change the rules. Now you tell me, how would you plan? 401k is your savings to supplement SS, pardon me but when I started my 401k in 1985 (first year we were allowed) the 401k was a private savings plan-- not a supplement to retirement. The company pension + SS, was what you were to rely on in retirement, the 401k was the supplement--- that is what every one prior to 1985 who retired relied on. That was what I was promised when I hired on in 1978.
How have I planned. Max out 401k, I am allowed a 25.5k contribution this year, guess how much I am going to put in--- 25.5k. EVERY year since 2003 I have put in the max. Saving is not and will not be my problem.
Discipline is not my problem, and will not be my problem.
I will retire because I have planned accordingly, not because some one is going to give me something. I have never lived an extravagant lifestyle, no round the world trips, no extended vacations, no fancy trips to Vegas, no country cadilac trucks, no macmansion here.
What I desire from the company is to hold up their end of the bargain, I sold the last 30+ years of my life for a salary, and a promise of a good future. they the company broke that promise.
Social security-- frankly I don't even pretend to think I will ever get a dime of that money. I am making my retirement plans over and above anything I might get from SS.
Quote:
When I started with Safeway it was the same. Retirement, matching 401K, health bennies for retirees. Then they started changing the rules. So I planned and retired ASAP.
On my retirement day, they brought a tray of cupcakes into the breakroom. I was so glad to get out of there, I didn't care.....
When I started with Safeway it was the same. Retirement, matching 401K, health bennies for retirees. Then they started changing the rules. So I planned and retired ASAP.
On my retirement day, they brought a tray of cupcakes into the breakroom. I was so glad to get out of there, I didn't care.....
- Jun 14, 2009
- 1,735
- 32
- 161
Quote:
When I started with Safeway it was the same. Retirement, matching 401K, health bennies for retirees. Then they started changing the rules. So I planned and retired ASAP.
On my retirement day, they brought a tray of cupcakes into the breakroom. I was so glad to get out of there, I didn't care.....
Good for you!
The change for me came when I was only 43 years old, while I was vested in the retirement program, I did not have age or service time to retire. It went on a point system 1 point per year of service, 1 point per year of age, 75 points required to retire. At 43 years of age I had 23 years of service. 66 points.
By the way my wife retired with 33 years of service. They didn't even say bye-bye. Last day of work she got up from her desk and came home.
When I started with Safeway it was the same. Retirement, matching 401K, health bennies for retirees. Then they started changing the rules. So I planned and retired ASAP.
On my retirement day, they brought a tray of cupcakes into the breakroom. I was so glad to get out of there, I didn't care.....
Good for you!
The change for me came when I was only 43 years old, while I was vested in the retirement program, I did not have age or service time to retire. It went on a point system 1 point per year of service, 1 point per year of age, 75 points required to retire. At 43 years of age I had 23 years of service. 66 points.
By the way my wife retired with 33 years of service. They didn't even say bye-bye. Last day of work she got up from her desk and came home.
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