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Cynthia!
Why aren't you and Tom on the Tri-Care Delta Dental plan? Denny and I have been on it for nearly 10 years now. If memory serves me, it's about $79 a month. If you like, I'll dig up the information on it for you and send it in a PM. For heaven's sake dear lady! There's no reason why you should be suffering! Not when there is a plan available to us military retirees or dependents thereof!
I really need to get into the dentist myself. I have three teeth that are being a royal pain in the you-know-what, as well as my mouth. But the medications that they have me on for my back may interfere or preclude me all together from having sedation for any procedures. And if that's the case, I'm just going to have to live with it until I can't live with it any longer. I'm a HUGE coward when it comes to dental work. I'd much rather face a rabid Grizzly bear unarmed than one minute in the dentists chair without serious sedation!
Correct...and not worth one red cent of that $79 if you actually need dental work. It is good for x-rays and cleanings yearly because your maximum yearly benefit is $1200.00 (and you pay $948 in premiums for that 1200.00 benefit)...does not do crap for you if need 5500.00 in dental work. Let's not forget the deductible either. Why waste your money?
Benefits
This chart provides an overview of coverage under the Enhanced TRICARE Retiree Dental Program.
Benefits available during the first 12 months of enrollment: *Delta Dental Pays:
Diagnostic services(such as exams) 100%
Preventive services(such as cleanings)
100%
Basic Restorative services(such as fillings, including tooth-colored fillings on back teeth) 80%
Endodontics(such as root canals) 60%
Periodontics(such as gum treatment) 60%
Oral Surgery(such as extractions) 60%
Emergency (such as treatment for minor pain) 80%
Dental Accident Coverage 100%
Additional services available after 12 months of continuous enrollment or if enrolled within four months after retirement:
Cast Crowns, Onlays & Bridges 50%
Partial/Full Dentures 50%
Dental Implant Services 50%
Orthodontics 50%
Deductibles & Maximums
Annual Deductible $50 (per person, $150 cap per family, per benefit year)
Annual Maximum (per person, per benefit year) $1200
Orthodontic Maximum (per person, per lifetime) $1500
Dental Accident Maximum (per person, per benefit year) $1000
Benefit Year: October 1- September 30
*The percentage paid by Delta is based on the allowed amount for each procedure. While the coverage percentage is the same for all TRDP patients, total out-of-pocket costs may be higher if care is received from a non-network or overseas dentist.
Covered benefits are subject to certain limitations
So where is it worth it to me to pay 948.00 in premiums, wait 12 months and have a 1000.00 worth of work done, they pay 50% of it after my deductible?
Cynthia our *cough spew coffee gag* President was supposed to make dental part of medical....yeah I see it happened.
I know you had a really rough day today. I am so sorry for your loss. And I bet you're right. I betcha that Clarissa is right now, right this very moment, cuddling up on your Grandma's lap. She loved lap time, and especially loved it with people who liked to have her on their lap. So, if your grandma was the kind to enjoy having a sweet little hen snuggled up on her lap, then I'm sure Clarissa has already found her! What would you care to bet that my sweet little Abby is on her shoulder too?
