She said/He said Who's right? Who's wrong? No one!

[rossfam06]

There's an Amazon card? Like credit? I did not need to know that

Don't falk for getting in debt! BR money savvy and do it the smart way. My hubs and I are almost debt free. One more student loan to pay and we will never borrow for any thing again.

"I knew you were trouble when you walked in"

Good song.

Look how good the baby is doing! His eyes are open and he's starting to walk around. I don't think his legs are splayed. Maybe a tiny bit but I think they just need to get a little stronger. I think he hatched last and just couldn't keep up out of the nest and got left behind and cold.

(I hate trying to take pictures with the red heat lamp! They never come out right.)

Yay!!!! I told you, you could do it.

@rossfam06 both are girls ... we are going to be in big trouble when they go boy crazy. Glad we live so far from town lol

Well we are in the same boat!!! Lol!!! My hubby was told by a friend of his that" he only had to worry about his boys....while we had to worry about all boys"... I cleaned that up a bit for minors.... lol!!!

 

[silkiecuddles]

Yep, I have no plan on getting a credit card. The sound of Debt=
But Amazon card does sound glorious

 

[WalnutHill]

I'm really not good, but I can try. Guess what I found out today? There's an Amazon store card. 12 months, 0%...

I got that last year because it gave me a year of Prime free...

I'm hooked.

 

[WVduckchick]

Yep, I have no plan on getting a credit card. Debt=

Credit cards aren't all bad. Its all in how you use them! If you never have one, then try to buy a house or something big, that you have to get a loan for, you have no credit, so its hard to show that you are responsible. A single credit card can be a good tool to establish responsibility.

 

[silkiecuddles]

Hm ok.

 

[WalnutHill]

Credit cards aren't all bad. Its all in how you use them! If you never have one, then try to buy a house or something big, that you have to get a loan for, you have no credit, so its hard to show that you are responsible. A single credit card can be a good tool to establish responsibility.

x 2.

Once my daughter had a job that earned her more than she spent in gas, she got a Discover card. They gave her a very small credit line, and she was very good at buying only what she could afford. Now she has a better job, and has a Target card. Again, it has a very small credit line, but she can build her credit while shopping as she would normally shop with cash.

Her credit rating is in the mid 700s, as good as many older, well established people and she makes not too much over minimum wage.

My credit rating has definitely saved me money over the years, I have negotiated better interest rates on loans many times.

 

[OldMissionChick]

Collected eggs. That Peking egg must of hurt!

 

[WVduckchick]

 x 2.  

Once my daughter had a job that earned her more than she spent in gas, she got a Discover card.  They gave her a very small credit line, and she was very good at buying only what she could afford.  Now she has a better job, and has a Target card.  Again, it has a very small credit line, but she can build her credit while shopping as she would normally shop with cash.

Her credit rating is in the mid 700s, as good as many older, well established people and she makes not too much over minimum wage.

My credit rating has definitely saved me money over the years, I have negotiated better interest rates on loans many times.

Glad she is responsible with them. That's the key. And I'm with you, without good credit, things can cost a great deal more than they should. It would be nice to pay cash for everything, but sometimes it just isn't possible... Or even practical.

 

[WVduckchick]

Collected eggs. That Peking egg must of hurt!

Ye-ouch! Are you sure that didn't come from a goose?

 

[WalnutHill]

I am SO happy! Someone wants turkeys so I get to turn the incubator back on for another month!