Stress on top of stress...on top of a little more stress

[yourbadd]

I try to keep my tales of woe to myself and will usually end up talking to a family member but right now everyone is piled under a load of stress and I need to vent, yell, cry, whatever!!!

My hubby and I are facing some very hard financial times, like soooo many people right now. It's just so darn frustrating. He works for an industrial laser company and business is bad. They cut salary employees to 60% pay and there isn't enough work for the hourly guys to make a full 40 hours. I have a part-time job that was cut to 4 hours a week and we are in such a rural area that jobs are hard to come by. I have applied at every store and fast food place I can find. I just put another ad in the local paper for babysitting but this is such a depressed area that most of the daycare is paid thru the county with Title 20. I've tried to become a county certified child care provider but the county has more providers than kids and refused my application!!!

I am now beginning to sell off belongings. Unfortunately, we don't have much of value!!! We are in the process of a loan motification for our mortgage but that process takes months. To top it all off, I have a chronic illness that isn't responding to normal treatments and am fighting with the insurance company to cover a better medication and my husband tore his rotator cuff and desperately needs surgery, but we know we'll lose our house if he has to take disability even for 6 weeks. All I can come up with to say right now is ARGH!!!

Sorry this is long and whiney, I just need to get it off my chest. I'm trying to keep the faith and pray when I feel overwhlemed. All of this stress and scrambling for money has left my kids homeschool work a little behind and now there is the guilt that I'm not doing right my them. Somedays it feels like there isn't going to be a light at the end of this long, dark tunnel.

 

[schellie69]

just remember this to shall pass, I understand the problems you are having DH lost his job in October and he has unemployment, but when he started school we lost it for 7 weeks then got it back then had to wait for his extension to come in it is all very stressful but just hang in their and take it one day at time, is their any way to maybe cut some things out like cable or go to less channels we cut out cable, I also watch sales use coupons cut out things that we don't have to have just maybe cutting out some things from the budget can help. here is a great site for ideas on how to stretch everything www.frugalvillage.com hope this helps send prayers your way and here is a

for you

 

[easton coop]

I'm sorry to hear the stress your under. As the last post said "it will pass". It is very hard to find the strength and a positive outlook due to changes that have been made. i am also not working at the moment and have applied for 100's of jobs, at times I feel like loosing faith, however, with the love from the people around you, that strength will be found. Do everything you can to push through these hard times, nothing will be lost except material matter, what can't be taken away is your spirit. Find a way to gather strength, I personally meditate and fall into stillness, this gives my mind a rest from the fear and tension and makes decisions clearer. This works for me and if I hadn't found it I would be in a right mess. So find your guide! I was once told we don't have control over our lives, but we do choose the bindings that give us fear.

I really hope that things brighten up for you all, Inspiration comes in many forms, but start with those around you, love is truth and will always win through.

 

[yourbadd]

We have cut back as much as we can, I think?? No cable, I dropped our land phone line which was $85/mo (everything is long distance from here) and thanks to a family plan we only pay $35/mo for 3 cell phones. I plan meals and buy based on flyer sales and use coupons. I probably could be better with coupons and wish I could be one of those ladies who gets $150 worth of groceries for $10!!! I do cook a lot from scratch, as I physically can't handle many processed foods. We have only 1 car payment and our insurance is as low as we can get it.

My husband is so worried about losing our house. This is his paradise and he actually becomes ill thinking about having to move back in to town. I know we can't sell our house as we've only been here 3 years and due to the tanking of the market our house is worth about 20K less than we owe. Hubby is talking to his boss today about switching to 4/10 hour days so he can try to pick up a part-time job on Fridays and Saturdays. Thankfully he's got more useable skills than I do!!! I'm gonna keep looking for a better job

and I know we'll make it thru...just how badly banged up we are on the other side is the question!!!

 

[BigSkyChickens]

I don't have any good advice, just chiming in with support. Keep the faith.....and don't worry if homeschooling ebbs and flows like real life!