LTAY, when my parents had their lakefront home, it was about a 15 minute drive from the main road, down the dirt road to their place. I'm not sure if it was the county, or the homeowners, but someone got the idea to put a deep layer of red Georgia clay on the road. It was great, until there was a good long rain.
A good long rain (several hours) made it slick as snot. Anything more than a good rain, like during rainy season, and the clay not only became slick, but would break down, and get mushy. Tires would sink into it. For a few years, if you were going to any of the homes or the main boat ramp down that dirt/clay road, during rainy season, 4 wheel drive was a must. You would get stuck, or slide off the road into the ditch without 4 wheel drive.
It was so bad during rainy season, one of the first things to do when arriving home, was to wash the A/C condenser underneath the vehicles. The clay would clog it up, and kill the A/C if you didn't