Thanks Doc, I grew up in Florida and moved back recently. 50 miles is the difference between suffering a Cat 3 and flying a kite in a summer squall. Yes, i take reasonable preparations (honestly, I'm always ready, and we've had a lot of practice between the hurricanes and the fires we've lived thru), and follow the forecast tracks religiously, but not all hurricanes are the same, and not all preparations are "reasonable".
Not sure what natural disasters you routinely experience in the VA area, but I'm sure you have your share of experiences where my reaction to their unknowns may seem disproportionate to their risks, in your more experienced view.