Ogress, I did collision repair for quite some while. The insurance companies job is to make money, and they will try. If you let them they will make even more. Many times they just write something out of their, well, that vacuum in their lower region that tends to attract their head. There could be a wide range of posibilities with your car without looking at it. The dealer also gets like 90 or 100 dollars or more an hour for labor, the non dealer may get 60 so theres a large difference there to consider, I do not know their actual hourly rates. Most of the labor should be from a book so that wshould be about the same as far as the time goes that it pays (say the book says 8 hours to change an engine regardelss of 60 or 90 dollars an hour). Theres a margin to approach for a total, like 70 percent of value, it depends, but the car does have a parts or salvage value as well. The less damaged the more its worth. Somtimes it is just better to take a total and make sure you get paid the fair price for it. They will try to not pay it to make as much money as they can, which is understandable, they are a business, to make money, not happy customers.
I would be interested in a seed trade. I took down my hydroponic run and am starting a new one to better use the small space that I have and have a couple weeks to trade seeds. I have a lot of seeds from various things I have traded before and saved as well. Some ornamentals, some veggies. I have a 6 or 8 foot 4 inch pvc run that is plumbed and drilled for 3.5 inch pots if anyone wants it. Theres no pumps or anything with it. No pots or anything either. Just the pipe with a place to put the in and out water and the holes for the pots to sit in.