Which BYC member scares you?

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Depends on the type of mortgage. You have fixed rate and adjustable here. Fixed rate stays the same over the life of the mortgage. An ARM typicxally starts under the normal rate but adjusts and can go up or down depending.
But either way, it's for the life of the whole mortgage? As in, you don't have to reapply every few years?
 
You need a better box. You keep breaking out of that one.
George Costanza Seinfeld GIF

How about this box?
If we all keep posting they won't be able to keep us all in our boxes
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