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Who here either a: knows who Dave Ramsey is...

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F.P.U. is Financial Peace University which is reallly good. He teaches you about money, how to get out of debt, and what to do with your money after your out of debt.
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His web site is: http://www.daveramsey.com loaded with good info
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I listen to him on the ride home most days. I like to hear the fools call in. I just don't understand the debt some folks have! What cracks me up is how fast they can clear it up once they put their big kid britches on!

I disagree with him on a few points. I don't believe that credit cards are the devil. It is how yo use them. I have never carried a balance on one and could care less about the interest they charge! I use it as a tool to manage money. I have one I use for chickens and my stuff. That way at the end of the month my wife and I do not have to figure if I owe anything from my allowance or if we are square. She tells me the numbers (from ordering online or if she got it) and pay up and we are good.

I would admit we are idiots for still having a car note but I really wanted a new car! I hated the Bravada! Only thing I owe other than that is the house. I really want to call him at some point and get him to tell my wife to let me get a corvette cuz we can!
 
We don't have much debt, but I do listen to him on the headphones while I'm out in the yard doing my chores. Some of the people that call in tickle me to death. Some of them break my heart. I don't agree with everything he says, but for the most part he has many good points.
 

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