we didn't get it either cuz of the stupid rules. YOu have to have owned your previous house for at least 5 years out of the last 8(for the 6500 dollars) we had it for 3 before selling. so.. yeah, that totally sucks. we would have had enough money to fix up what was needed but we didn't realize till too late(when it was actually explained to us after contacting everyone that we needed to contact.. gave us a stupid run around to this and then that person) anyway, we got screwed. why not just make it for everyone to get one.. if you buy a house... period. not first time, not owning a home previous but it has to be at least 5 out of th last 8 years. stupid things like that.. and people i know who don't actually need it got it. ugh. i was disgusted to say the least.