Add us to the list of BYC foreclosure prospects

Keedokes honey, your going to be fine. When one door closes the other opens. Pray a lot, it works! At least when you get up in the morning. I've been through some "horrible" situations. Yes honey it will get better, but keep in mind this is life, and there are plenty of ups and downs. But keep hugging your kids, and loving them. I know how hard that is when your depressed. I been there. You just take care, and don't be afraid to talk to someone if it becomes a daily occurance. These are hard times, but they will get better. And stay positive no matter how hard it is. Good luck. PM me if you ever need to talk.
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Rhett&SarahsMom :

contact Hope Now http://www.hopenow.com/

or
hopeforhomeowners.com

Will they work with you AFTER the public auction of your home? I explained the circumstances in a separate thread, but in a nut shell, after sending BoA $1215 on May 14th and signing a loan mod contract, we found out on May 21st that our home had been auctioned on May 18th and "re-purchased" by BoA. Is it too late for Hope Now to help us?!? BoA will not talk to us about anything and our FHA rep has been unable to get them to budge thus far on giving us a loan mod...​
 
I do feel sorry for everyone that is having a hard time with job loss and this horrible ecomony.

But, we have lived most of our lives in this state of insecurity. We have never really owned a home. The longes either of us has had a job is 3 years. We are probably the unluckiest people as far as finding jobs. WE have raised one of our grandsons for most of his life and he turned 8 this year. We have had to live with relatives many times. We've had our vehicles reposessed a few times and our credit is in the toilet. But when somebody wants something they usually call us. WE have had people call us for money so they could take a trip, called to move them but they had no money for gas, neither did we. They are always wanting something. I just don't get it. They know what shape we are in but they still call. It would be nice if somebody would call and say what can I do for you. I won't hold my breath for that one. My husband is constantly helping his family, especially his brother and he always s---s him over, every time and my husband is the one that suffers or our entire family does.

But, I don't worry about the bills getting paid. God always provides us with an opportunity to be able to either get them paid or a job so we can pay it ourselves. I used to worry myself into a complete tizzy until I realized that something always happens and it gets paid. It may be a very close call to a cut off but it happens every time. I decided that it is god taking care of us. We live in a mobile home that we rent and we have a very good landlord. We have a coop with chickens that gives us eggs. My usband was able to buy the wire to build a covered run for them. WE are geting great deals for eggs and we are hatching what we can get. We started with 6 hens and 2 roos and we now have 23 hens and 3 roos. Only the 6 hens are laying right now, but they provide what we need.

Do'nt give up hope. The answer is out there. Some agency or program will be available to help you through the hard times. Always remember there are people out there worse off than you. They are living in the streets begging for food and trying to live through winter. Some of these people have kids.

I feel blessed to have what I have. And if it has to be sold then it is just stuff that can be replaced. The only piece of furniture we bought new was my desk and out TV's bought new with tax money, and a couple of dressers bought from relatives used. The rest was given to us by people that replaced theirs with newer stuff. It all can be worked out.

Just believe that it will all work out and it will. But it takes effort. Food stamps and WIC helps out alot so you don't have to use cash for food. There are churches that will help with the other necessities such as tooth paste and laundry detergent, even cloths. It takes a life style change but it can be done.

Good luck and you can do it. I can't remember the last time I went to church but I always remember that god will provide. I treat people fair and with respect and help out when I can. God doesn't ask much of us.
 
Can I ask a question? Why would you even consider going to school if you can't pay your mortgage? The time spent in classes could be spent making money to pay your bills! I understand wanting to go to school to get higher paying jobs, but the time for that is NOT when you're in the process of losing your house! Work now, learn later.
 
I'm still wondering if anyone knows if Hope Now can work with our situation (see post above). Any idea? Thanks!
 
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That's a good question, yotetrapper, and the reason is because going to school we will receive grants and loans that can be used for living expenses--ie our mortgage, and we can still receive food stamps, state health care, etc. to take care of much of the rest. My husband can also work full time second shift at a hotel, where he can get away with studying a bit during work, and I can work early to late mornings to bring in a little more. Going to school right now is actually encouraged by a lot of people working with people with money issues right now. (My husband's parents are also going to help us with tuition/university child care costs.)

So, that's why, and I don't blame you at all for asking.
 
I know this isn't a great job, but i do see people who pick up other people's dogs waste in their yards.

their slogan was something like "let your doggy dootie be our duty" or something like that. i am not sure of costs or anything, but.. it could be worth a shot. i know i hate cleaning up after my pooches(but still do) all you really need is a rake and a shovel.. bags.. but not sure where you can dispose of it offhand.

I feel for you. I am always worried about this situation. we don't have a nice place, but it's still ours. we own a 40 year old trailer on half an acre in the country. we only have two close neighbors... and we have our garden and our chickens and our children. so if i lost this... i don't want to go to the city.. yuck.

Good luck and many hugs from my family to yours. and good luck with the child care stuff.
 
I've always thought being a farm sitter would be a really good job. Do you know how many people (me included) can't go anywhere because they have a MULTITUDE of pets??? If you have a car and can follow instructions, you can check. move around, peoples animals 3-4 times a day and go from farm to farm. I think there is good money in that. Put an ad in the local paper!
 
I feel your pain as well, our family is really hurting right now to.
Luckily the house is paid for, so we dont have a mortgage/rent payment, but paying the utilities and car payments are KILLING us right now.
I'm sure to lose my car in the next month or so if I cant get some money together.

I wanted to throw you a bone here. I don't know if you can get help, but It's sure worth a try!!
There's a site that I am using for help, just tell your story and maybe, just maybe, you can get lucky and get some help!

You can post a "wish" and people...if they can, will grant your wish or help you get close to granting your wish.

Give it a try, I pray it works for you or helps you!!

http://www.wishuponahero.com/browsewish/?sort=all
 

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