BYC Café

[pennyJo1960]

@KDOGG331 you understand that Claritan is Loratadine commonly used for depression
but what the heck it works for allergies too right gotta love modern medicine

 

[Treerooted]

Also I need to move to one of these countries lol

https://www.cnn.com/travel/article/worlds-happiest-countries-united-nations-2018/index.html

Well...Canada's not far

 

[drumstick diva]

Canada must be full of all those celebrities who threatened to move to Canada after the presidential election.

 

[Treerooted]

Canada must be full of all those celebrities who threatened to move to Canada after the presidential election.

If that's the case you'd think most of the US would have emigrated by now given that those "threats" are made every election!
Besides, it's the opposite, all the Canadian celebrities move to the US

 

[ShrekDawg]

@KDOGG331 you understand that Claritan is Loratadine commonly used for depression
but what the heck it works for allergies too right gotta love modern medicine

I never realized that but that's awesome

Well...Canada's not far

True! And not too far from family. And everyone in Canada is very nice. I was more thinking one of the top 5 though

Like Finland or Norway sounds nice

The coon would be right up in the coop as well. Bye bye chickens.


I've been a member of the CU that was originally the New England IBM Credit Union (now New England Federal Credit Union) since I started working in '79. Kelsey, CUs are member owned and usually have better interest rates than banks.

As was mentioned, make sure you get a no fee account, you don't want to pay every time you write a check. Now as to which one kind of account to get ... don't limit yourself to one. I think the 4 of us have a total of 14 or 15 accounts including savings, checking, credit card, Power, mortgage. Lots of places require a savings account to have a checking account. A debit card (doubles as an ATM card) is usually linked to the checking account. You can also have a Power account, they pay higher interest (they have a higher minimum to get interest) but you are limited to just a few withdrawals a month so you don't use it for daily purchases. Don't link the Power account (where you keep the bulk of your savings) to the ATM card for withdrawal. If someone gets the card, you don't want them having access to the "big vault".

My DDs have checking accounts but never write checks. They have no bills to pay and when they buy something at a store they use the debit feature on the checking account. MAKE SURE you keep track of how much money is in the account!! Kind of embarrassing when your debit card is turned down at the register Also, and this may seem obvious but wasn't to a friend of DW's many years back, if you write a check, it isn't immediately removed from your account like a debit charge is. The friend bounced a ton of checks because the ATM "said" she had money to take out and she did. Then the checks got to the bank, oops not enough money.

You want an account at an establishment that has ATMs near where you often go and no fee to use them. You can get cash from other bank/CU ATMs but you will pay a fee when you do.


I believe @N F C said they were VERY OLD women. She wouldn't fit in

You're probably right given that previous coons have tried to get the chickens but this one seemed to only be interested in the food.

And thanks for all the info!! That's really helpful. Seems like Citizen's is everywhere around here and in the city and no fees to use their ATMs if you have an account so that would maybe be the best one but my mom thinks I should go with a different bank. We have Citizen's so idk why she thinks I should use another or doesn't like them or whatever. But they are everywhere here. I think the fee if you don't have them is like $3

But then I run into the problem of what if I move somewhere where there's no Citizen's. I don't think they're out west?

So I'd wind up paying fees anyway or need to switch banks.

I think either way though I will still end up paying fees because I think the ATMs at venues are not bank specific and charge fees to everyone? And I go to shows a lot. Although I guess the smart thing to do would be to do just take money out BEFORE I go to the show?? I don't drink, am trying to cut back on merch buying, and buy tickets in advance so I shouldn't need much money inside.

Canada must be full of all those celebrities who threatened to move to Canada after the presidential election.

Lol

If that's the case you'd think most of the US would have emigrated by now given that those "threats" are made every election!
Besides, it's the opposite, all the Canadian celebrities move to the US

Probably to big celeb cities like LA and Hollywood, New York, Florida, Nashville, etc., right? I feel like everyone moves to LA these days even lots of my friends/people I know lol lots of music and YouTube opportunities. Although there's so many now it's kinda saturated and probably harder.

 

[Treerooted]

True! And not too far from family. And everyone in Canada is very nice. I was more thinking one of the top 5 though

Like Finland or Norway sounds nice

Well, if you're going to be picky!

Ya, the Scandinavian countries always seem to do well I would love to make a trip out there (though I suppose I'd love to make a trip to lots of places...)

 

[pennyJo1960]

I have been to most of Europe buying dogs for clients my wish is to go back without dogs involved where I could wander I love Belgium most of all had it all set to retire there

 

[ShrekDawg]

Well, if you're going to be picky!

Ya, the Scandinavian countries always seem to do well I would love to make a trip out there (though I suppose I'd love to make a trip to lots of places...)

LOL I'm sure Canada is very nice! Just would be nice to live in the number one happiest country. Plus I heard schools are good and i think healthcares free? Though a lot of countries fit that bill lol

And yeah, I need to travel more. My brother has travelled sooo much.

I have been to most of Europe buying dogs for clients my wish is to go back without dogs involved where I could wander I love Belgium most of all had it all set to retire there

Yeah, it'd be nice to explore. And aw what happened

 

[pennyJo1960]

LOL I'm sure Canada is very nice! Just would be nice to live in the number one happiest country. Plus I heard schools are good and i think healthcares free? Though a lot of countries fit that bill lol

And yeah, I need to travel more. My brother has travelled sooo much.
Yeah, it'd be nice to explore. And aw what happened

We call it my stupid attack I will leave it there

 

[ShrekDawg]

We call it my stupid attack I will leave it there

Aww sorry