I think you're getting scammed. This reminds me of that big insurance fraud ring discovered up around Lawrence, MA some years back. Something like 300+ illegals, their lawyers and some chiropractors, etc. were staging car accidents, doing intentional damage and faking injuries to defraud insurers (and drivers) big time. The investigation started when one of the crooks ended up killing a 65 y/o woman (his own relative, and also a perpetrator of the fraud scheme) while staging one of the fake accidents. I know, I'm not supposed to laugh, but.......
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