We are fine thank you very much.
About retirement there are 5 option.
1. It called "Budget pensions" it is a pension that is fully paid by the government from the state budget. It is usually paid to soldiers of ccareer,police men, and parliament members.
2. "Accumulating pension", my pension, in which I put aside 7% of my brut salary and my employer put another 11% every month, for 35 years of work. And then after this year's I will have 70% of my current salary. It's happens automatically every month without any action from my part. This pension is usually a pension of the big unions and the public sector.
3." executive insurance " it is a insurance policy that a worker can negotiate the terms with his employers normaly in hige tec company.
4. A standard minimum pension that an employer have to pay to his employees according to the low, 4.5% from the employer and 2.5% from the employee salary- the majority of small business.
5. Pepole that have their own business they do what they want
If they pay they will have a pension if not they will not.
I, God willing, want to stop working at 60, another 6 years. So I can feel it coming under the horizon!