Honest with your spouse??? or not always

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Pretty much what she said.

Both of our checks go into the bank joint checking. I pay the bills, and whatever is leftover is split in half and he gets his part in cash (because of the previous debit card issues). When that cash is gone, it's gone.
He really doesn't ask or care much about the finances, unless he wants to buy something more than usual he will ask if there is any extra spending money left. He basically assumes that I will pay all the bills on time every month
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He is disorganized and forgetful, although he did "get by" before we married. On the other hand, all the student loans and CC's are in my name, so ultimately it's MY responsibility to make sure they get paid on time.
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I get cash tips from work, and that's really none of his business IMO. I pay for gas almost daily out of my tips - not the joint checking. Whatever is left is definitely MY money and I don't feel obligated to tell him what I'm doing with it, but if I have plenty I'll hand him a $20 and tell him to go out for lunch instead of packing one.
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I pay all the bills.
the hubby makes alot more money than me. he also works more hours, so me paying the bills puts less stress on him.
we only have a debit card. if we dont have money in the account to buy something. we wait till we do. its that simple.
sometimes we have to spend more than we have. and we are trying to pay down our credit cards. by not using them at all, helps us.
i would love to buy just anything, its just not in the "cards" right now.
we have a older house that we have been renovating for a few years, and are almost done.but everything takes so much time and money.
so getting back to your question: i have to be honest about the money, i have too much of a guilty consience.
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We kind of "tag team" the bills here. He does the bills and keeps the paper checkbook but I input it in the software and reconcile the bank statements. Keeps me from being too stressed about money but also keeps me in the loop so there aren't any surprises if something were to happen to him.

I used to do all the bills and handle all the money but I've made it a point to make sure he always knows what's going on. I watched my sister constantly panicking because she couldn't juggle all her funds to cover her secret credit cards. Her husband did eventually find out and let me tell you, it was UG-LEE! I've just never wanted to go there.
 

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