Say you're broke. You borrow $200 from your brother and tell him that you will most definitely pay him back the same week, when you get your paycheck... The day AFTER you said you'd give all the money back, he calls you and asks where it is. You him and haw and tell him you'll give him half and deposit it into his account... 2 hours goes by, but you haven't made an attempt to get to the bank yet... How unacceptable is it to borrow money you cannot repay? I'm so totally ticked off at my BIL. Him and his wife have been avoiding us since yesterday when they said they'd repay us. I'm never lending these idiots money again. It's not that they don't have it, it's that they want to spend spend spend. There are 3 incomes in that household, we have 1 income... why are we the ones that lend money?