I despise banks.

[darkmatter]

Quote:
Buy unimproved rural land outright, live in tent, trailer, or teepee while you build alternative housing on the pay as you go plan. Adobe, Rammed earth, Geodesic Dome, Yurt, Strawbale construction. Read about permaculture, sustainable farming, and other DIY information. Screw the banks, live without credit, it can be done and is being done----there is a lot of help out there if you open your options instead of complaining about the status quo.

 

[kla37]

I belong to our State Employees Credit Union, and they are wonderful. Gave up on the big banks long ago, even USAA sucks.

 

[ChicksterJo]

Quote:
Thank you for the advice. I'll pass it on. Before my parents stopped paying the mortgage my mom's credit score was above 750. My dad does not really like to use credit cards. In fact he just started learning how to use a debit card. I will see if they checked their credit reports.

Thank you all for the suggestions and info.

 

[herfrds]

Remember that credit reports are free every 6 months.

 

[cassie]

If the bank will make a loan if your mother is not on the title, it is not that difficult to get her name off the deed. She can be put back on after the loan is finalized.

 

[ChicksterJo]

Quote:
I work for the city here and I could get on a credit union with Lockheed. I'll look into it.
I think there are a couple of options. My mom is trying to get help with NACA because our neighbor had his loan modified through them. If that does not work, we will rent a house for a year and then they can try to buy again next year.