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That depends upon state law. There are a number of Community Property states where, for the most part, what is owned by one spouse is owned by both spouses under state law.
Right. Once any inheritance is co-mingled in any way it does. But until then in most if not all situations as long as it is kept separate completely (which is hard to do) it is separate property.
As I came into my current marriage with it in a seperate account, it was legally "mine", however Mr Saddi knew how much I had in there.
If I may suggest, what we do with taxes or anytime we get a large influx of funds, we each get X amount that we can pull out in cash to spend. Last year I bought chickens and coop with my part, he bought a new computer. By each of use getting the same $ amount and not having to account for it, it makes spending money on the sensiable things more palpatable.