Hi
1) I'm 21, married, FT job and FT student. I've been working since I was 13, started with cleaning stalls for more riding time and turned into more then that. So that's where I'm coming from, I grew up with a single mother who got no form of child support, zero. So I had to learn that if I wanted something, I had to get it somehow. Btw I babysit after barn time, so I could buy horse stuff and clothes. My mom didn't know if I was going to graduate, but I don't regret those years. (I did manage to stay at school long enough to graduate lol.)
2) what the heck are you doing BUYING presents? You're young w/ no job, MAKE them! I make presents, I'm 21, why would I spend $100 on gifts when I can make most under $30? Get used to saving money girl, you need to learn now.
3) don't sit there and complain about zero options. Put out a carpool flyer, you may have to get up at 6am and not get home until 8, but heck, you get a job! 20s is about working your butt and getting only work ethic and experience in return. You do not make money, you do not have glitz and glamour, you do not get to breath. That starts in your 30s.
4) there are scholarships, FAFSA, grants and loans to go to school. Tons of options. Seriously, you don't want to to into debt, who does? I'm trying to stay afloat here and borrowed school money from family so it doesn't effect my credit, but I'm in debt along with the rest of them and DO NOT regret it. Im learning and getting an education, nothing beats that.
But first lesson: you are poor, you have no job, save your money and make gifts.

1) I'm 21, married, FT job and FT student. I've been working since I was 13, started with cleaning stalls for more riding time and turned into more then that. So that's where I'm coming from, I grew up with a single mother who got no form of child support, zero. So I had to learn that if I wanted something, I had to get it somehow. Btw I babysit after barn time, so I could buy horse stuff and clothes. My mom didn't know if I was going to graduate, but I don't regret those years. (I did manage to stay at school long enough to graduate lol.)
2) what the heck are you doing BUYING presents? You're young w/ no job, MAKE them! I make presents, I'm 21, why would I spend $100 on gifts when I can make most under $30? Get used to saving money girl, you need to learn now.
3) don't sit there and complain about zero options. Put out a carpool flyer, you may have to get up at 6am and not get home until 8, but heck, you get a job! 20s is about working your butt and getting only work ethic and experience in return. You do not make money, you do not have glitz and glamour, you do not get to breath. That starts in your 30s.
4) there are scholarships, FAFSA, grants and loans to go to school. Tons of options. Seriously, you don't want to to into debt, who does? I'm trying to stay afloat here and borrowed school money from family so it doesn't effect my credit, but I'm in debt along with the rest of them and DO NOT regret it. Im learning and getting an education, nothing beats that.
But first lesson: you are poor, you have no job, save your money and make gifts.
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