I'm so old I Remember when:

remember15.jpg
 
It is…no? I mean, I took (or am taking) something from your store so I owe you something (money). And to owe something means you’re in debt.
No, debt refers to credit. Even a utility bill (in most cases) is not debt until disconnection. Then what is owed becomes debt and eligible to be paid with cash (without them saying otherwise).

If the store let you leave with the can of soup on the condition you would come back on Friday to pay. That would be debt.
 
A person I know knew of someone who offered to pay for a medical treatment in cash. $75, so this was about 20 years ago. The person at the facility refused, saying she had to send a bill.

The end of the story: The woman refused to pay the bill saying she had offered payment, and payment had been refused, and therefore, she didn't owe.

She won.
 
So how are they getting around what is printed on every bill:

"This note is legal tender for all debts, public and private."
The vendor can decide what forms of payment to take. Currency is printed with those words to signify that it is legal to use in all states and it also means that no matter how old the bill or coin is, it is still legal to use. Think about when the only form of payment was gold and silver and notes were written by location.
 

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