A person passing out from low blood sugar is still liable for damages caused while behind the wheel of a moving vehicle. If you get your insurance policy out and read it or google it on the internet, an "Act of God" is defined as wind, hail, hurricane, flood - those things found in nature.
You have met an ignorant claims adjuster feeding you a line of BS. I would turn it in to my own company and have them handle it and turn it over to the subrogation department.
Liability is very defineable.
Spoken from the lips of a personal liability claims adjuster. Although, creatively speaking, that's a new excuse for denying a claim.
I think anyone past 75 should take a drivers test EVERY YEAR. These older people can barely see over the steering wheel. They should revoke licenses when you get to a certain age.
I know I will make people made with my opinion, but some of them are worse than drunk drivers.
you should have laughed at the insurance agent and told her to get ready to tell that to a judge and see how far they get.
Not an act of God, just the act of an idiot who should have eaten a bloody cookie.
I talked to my insurance agentt night and they said they were quite confident that it would be covered and that they would contact the other company. I just always love the bs you have to go through to get anywhere with these companies. Thanks everyone for your replies.