• giveaway ENDS SOON! Cutest Baby Fowl Photo Contest: Win a Brinsea Maxi 24 EX Connect CLICK HERE!

Making the most of it.

Pics
Date sort Score sort
Just because people are passing something around doesn't mean you have to take some
tongue.png
 
lindalouly said:
Good morning everybody. Up too early.... Ugggghhhh got to work on getting my credit reports today and see what I need to do to fix them up. And fix the police report as well cause I guess I didn't fill it out right. Then look for some kind of credit monitoring company and get signed up for that. Fun stuff! Gotta get my scores up if I want to buy a house. Any advice would be greatly appreciated. Looking to do a usda loan. I think that's our best bet for a home loan. Hope you all are having a great day!!!
Click to expand...
We bought this place thru Farmers Home Administration ( the other FHA)
Don't know if it still exists; you can check. It was cheaper that Conventional or the regular FHA.
If Devin served in the military he should be eligible for VA, as well.
 
kwhites634 said:
We bought this place thru Farmers Home Administration ( the other FHA)
Don't know if it still exists; you can check. It was cheaper that Conventional or the regular FHA.
If Devin served in the military he should be eligible for VA, as well.
Click to expand...


Devin wasn't in the military. The usda loan covers farming land. It's their agricultural FHA loan so I'm assuming just like what you did. I'm not sure how long it will take to get our ducks in a row but it's time to start.
 
I am in the process of refinancing 2 of my loans. I was told sign up for Equifax. Look at the report. If you have any creditors, call them and ask that if you paid them would they mark your report as paid and would they remove it.

If there is,anything on there that isn't yous, dispute it. You can do that right in the credit report.

She said make sure the outstanding balances on any credit cards is less than 50% of the total balance.

I'll see if I can find anything else. Good luck.
 
Jessimom said:
I am in the process of refinancing 2 of my loans. I was told sign up for Equifax. Look at the report. If you have any creditors, call them and ask that if you paid them would they mark your report as paid and would they remove it.

If there is,anything on there that isn't yous, dispute it. You can do that right in the credit report.

She said make sure the outstanding balances on any credit cards is less than 50% of the total balance.

I'll see if I can find anything else. Good luck.
Click to expand...


Ohhhh okay!!! Thanks!!!!
 
kwhites634 said:
Whatever you do, don't consolidate your loans; just gets you in deeper. Pay off the smallest one quick as you can, by making double & triple payments (to the principal only. Once you get that one paid off, do the same thing with the next smallest one.
Click to expand...


We don't have loans which is part of our problem... No credit.
 

New posts New threads Active threads

Back
Top Bottom