After lots of time researching and so on, I believe she is in fact a frizzle/frizzle, AKA "frazzle" AKA "extreme frizzle" in addition to any age and moulting etc.
When I found this article on http://chickensetc.blogspot.com I was like "oh my gosh, this looks EXACTLY like mine in all of her .... er, special ways she is different!" So I'm going to rest it at that, I feel very lucky that somebody shared these pics and of a chicken that looks almost identical to mine. I'm calling her a frazzle. Thanks again all. I really appreciate everything.
These are the pics from that site:
Not to contradict what you found, but as explained earlier, your bird is not a 'frazzle'. A frazzle is a bird that has little to no underfluff, very thin, brittle feathers, and the wings wouldnt even have a shaft for a feather, and look just down right scraggly. Neither of the birds pictured (yours or the white one from the site you found) have narrow, brittle looking feathers, and they both have underfluff. The problem with frizzling, is if note isnt taken to breed a bird of good feather than feather quality will suffer and you end up with birds like this. Cochins are a particular breed that take very little worry in getting things done fast, that goes for maturing and moulting, so just give her some time and im sure she will blossom into a totally different looking bird.
~Casey
