My hubby got laid off - need some advice....

[aeg1001]

After 12yrs he is laid off

We knew it was coming but we thought he had one more week, then we got a letter in the mail today that is last day was friday. He is excited bc he said he was just tired of the place and he wants to go back to school. i am all for that but i am VERY nervous. we have been living week to week as it is due to cut of hours and what not at his job we have not been able to save a dime! I have been trying to get a job, but due to my ex's work changing with the direction of the wind, for the next three weeks he is on first then he goes back to second(he also works at the same place, different building, as my DH now but he was missed by this lay off by 2 ppl, this is the third lay off so i am sure his time is coming) my ex and i were not fond of the idea of daycare. and i know my girl would flip now if i tried to put her in daycare. plus you have to have the money to start her in daycare...... well anyways i am rambling, there are just so many things going through my head. the point of this is i thought we were streching things b4 how do we make things strech now???

 

[DTchickens]

With mom taking chemo treatments and dad+ brother getting laid off, money has been pretty tight.. tight enough we're on foodstamps now.

To cut down on money costs we've been, using coupons (you can get them off websites etc and print them out), Fishing and hunting a lot, leaving the lights off as much as possible, only using as much paper towels etc as we need, if you watch some people they'll use about 5-6 when they could use 1-2 instead..

Annnd buy at stores like Sam's choice or something where items are pretty cheap and sell in bulk.. personally though most of our shopping is at Walmart.

ETA: if you don't recycle.. you could recycle all your cardboard boxes, water bottles, and aluminum cans... helps with cost, keeps from wasting, and saves the enviroment

..

 

[dun chick]

Have him go apply for unemployment when he is given his walking papers. Maybe talk with a counselor at the unemployment office about him going back to school and what programs you guys would qualify for. You might have to get a part time job, who said your dh can't watch your lil girl. You guys have to work together, I've been there, you can do this. You are going to have to sit down and work with a budget on bills, ect. You cut where you can, use coupons, cut our luxuries. It's amazing all the crap we spend money on that we really don't need.

 

[ozark hen]

Ashley, take a deep breath...........now say a little prayer of thanks as to all the blessings in your life right now. I, too, panicked at first when I found out this was my dh's last day at work. I am looking forward to his being home with me as we have a lot of fun together but it is so scary, too. I keep telling myself that everything happens for a reason, I have always believed deeply in that so................
Anyway, I have found under the thread of being self sufficient there are a lot of things that can be made cheaply. We have two cell phones, contracts are up now so.............. we have directv but that contract isn't up until Nov. If need be I can drop the house telephone which is also the internet. Now I wouldn't be happy about losing the internet but I will do whatever I have to do to save money right now. Now all these things may not apply to you but be calm and it will all find it's place. My prayers are with you and many others.

 

[aeg1001]

Sorry to hear about your family expecially your mom..

i hope things get better for u. We have been shopping at aldi's and paper towels were a thing of the past a long time ago. luckly my DH hit a deer and got to bring it home.

 

[luvanimals3]

My BF got laid off last Oct. and still has yet to find a job. I lost one of mine and we help each other out. I am in college and for once I have to ask my parents for help(i am lucky to have them). It is tough. But thank god for the extensions on the unemployment or my BF would have been screwed(literally)! You can do it! You would be suprised at how little of money you can work with!

 

[ging3rhoffman]

My husband lost his job also. He is now working for a friend of his that farms alot of acres so he has been able to keep him busy but still the money is a fraction of what he use to make. I only have a few weeks of unemployment so its going to get really tight. We live in a small town so finding employment wont be easy. I just keep in mind that it is happening to thousands of us. I watch fox news alot and i also watch Glen Beck at 5 pm. This economy is so bad right now. Prayers for everyone and our nation.

 

[Scoop]

My husband just went back after 4 months of layoff. I skipped anything I could, like haircuts, and got cheaper food for my chickens. I found farmers selling corn, oats, and wheat for cheaper than the bagged stuff at the feed mills. I mix it all together and they love it. I even harvested leaves and straw (grass) from fields for the coops so I could slow down on buying straw. The old timers laugh at people around here that buy shavings ("what do you think they did a hundred years ago!?") I know it's rough. You may want to see if you can get food stamps. I was thinking about it. I know that there is a stigma with this but hey, if ya need it, go for it. Good luck. Wish I could help more.

 

[rancher hicks]

Well, the first thing you should do is call all your creditors and give them the news. The second thing you should do is call and make an appointment with Consumer Credit Counciling. It is not a weakness to ask for help. If there is none nearby go to their website and see what is available in your area. Maybe call social services for direction to someone who can advise you.
Your first bill priority is the roof over your heads. There are pantries and programs for food and utilities. You'll can survive and will most likely learn to save that dime. Sorry I just assumed you'd be applying for unemployment.

We have been there, don't panic.

 

[RuffTuffCreampuff]

I so sorry to hear ya'll are going thru this....I'll say a prayer for ya'll.

Maybe you could take inventory of things around the house ya'll don't need or could do without and try and sell them on craiglist. Noticed your siggy says your first time chicken owner, are they big enough to lay eggs yet? If so many you could try and sell some eggs.

Maybe will he is looking for another job, he could supplement his unemployement check, with doing some yard work around town.

Pam