So I recieved an email from the place I applied for a loan through saying I was denied and they would send out a letter with the reason why. I figure it's my credit. I had 2 credit cards with outstanding balances that I just paid off this year. Now the only thing outstanding on my credit is my car which I make on time payments every month. I'm really bummed but I'm not giving up I'm emailing and emailing and emailing anyone who is willing and possibly willing to provide me with help, information, or advice. This is a dream I've always wanted and I want to provide it with my family. The little engine that could said "I--think--I--can, I--think--I--can." It reached the top by drawing on bravery and then went on down the grade, congratulating itself by saying, "I thought I could, I thought I could."