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need to get it off my shoulders

Discussion in 'Family Life - Stories, Pictures & Updates' started by 4mychicks, Jun 25, 2010.

  1. 4mychicks

    4mychicks In the Brooder

    Feb 10, 2007
    to start not alot of people know me here I mostly read....right now I'm on quail finally got hens laying and eggs hatching. I have a few silkies and rir, delawares, along with some game chickens and quail. anyway I read alot here and feel like someone knows what I'm going through....we filed chapter 13 bankruptcy 3 yrs ago our only transportation broke down and needs a new motor so we were told to opt out of bankruptcy borrow the money to fix the van then refile chapter 13 we opted out.....no one will give us a loan. found out that the trustee hadn't been making payments on time and was a month behind on the van we need fixed. so thought we're losing it all now so try for a 1000 loan buy a cheap vehicle file a chapter 7 and put it all behind us and try for a fresh start that's not happening ....2 yrs ago my dh truck got wrecked and only liability insurance couldn't get it fixed ...being in bankruptcy couldn't borrow to get it fixed were told you have a vehicle left use it so he'd driven my mini van back and forth to work leaving me at home with no way to get out unless I took him to work into another town at sometimes 4am. well believe me I was going stir crazy 2yrs and couldn't get out....my oldest daughter is in a high risk preg. and we were taking her to louisville when the van locked up..............mother in law had an extra vehicle so told my dh that he could use it with the rules that only he could drive it (since I don't work I'm lazy) I really thought she liked me we'll be married 20 yrs and she just now showing her colors...so now I'm sitting here waiting on repo .........still no way out....still broke.....and I guess still lazy because I have no job.
    Kathleena in Benton Ky
  2. asher

    asher Chicken Enabler Extraordinaire

    Jan 26, 2007
    Mountains of NC
    It's rough to get a job with no transportation! Have you checked in to any legitimate work at home jobs?

    Best wishes for your daughter and the baby in the remainder of her pregnancy.
  3. turney31

    turney31 Songster

    Sep 14, 2008
    palestine texas
    No stranger to living on a tight budget. I know how stressful it can all be. Hang in there God opens doors when you least expect it. He works in other camps on our behalf. Hugs and Prayers.

  4. redhen

    redhen Kiss My Grits... Premium Member

    May 19, 2008
    Western MA
    Its hard i know! So sorry... they have lots of "buy here.. pay here" places that dont really do credit checks..
    The interest rates are crazy high... but if you need a vehicle its what i would do...
  5. Ema

    Ema Songster

    Jun 4, 2010
    N. Ontario CANADA
    I totally understnad your pain and frsutrations. We filed 7 years ago and we had a real hard time aswell. trapped in a super expensive city with a young baby, I can tell you it was a nightmare because I too wasn't workign and our car too had broken down. We pretty much did what we had to do in order to make things better for ourselves. Nothing Illegal but we certainly cut a few corners with bills etc.. We ended up turning to food banks, and social services when things got really bad. no one would touch us when it came down to getting a loan and even family couldn't help. Eventually a coworker of y husbands fixed his car and after not paying any of the bills and faultering on rent we piled everythign we had into a uhaul trailer and moved to another province where we had freinds who had agreed to let us stay with them until we got back on our feet. a couple months later my husband had a job and we got our own place but things were still tight and we had to turn to social serives and food banks. but slowly things started to get better and soon enough with some research we found a nice small community where the housing was cheap and life was much simpler. a farming town and things have been way better since. I can tell you I still can't get a loan and everything I buy has to be paid with cash, but I assure its soo much better this way. My husbands family was never keen on me either but my husband made it clear to them if they didn't accept me then they would have to make do without him as well. So stay positive and do what is best for yourself and your family, don't be afraid of asking for help when you need it and most of all social services are there to help those who are in real need. Good luck and I know its hard but stay positive...things will get better!!
  6. Sorry, but if it was MY granddaughter and great grandchild's life on the line I wouldn't give a fart who was driving her to the doctor... but that's me... I don't know that I'd be able to stop myself from pointing out that the woman must not give a ... you know about her grandchild if she's behaving that way... which of course would start a war... guess it's a good thing I'm not in your shoes. I can take a LOT, but when it comes to my kids you do NOT want to ... you know... with me.

    [​IMG] for your MIL, and your DH for allowing her to hurt YOU and your child.

    [​IMG] for you and for DD... had previa with my DD, some risk, but not much and I know that panic too well.
  7. wolftracks

    wolftracks Spam Hunter

    Nov 6, 2009
    So sorry for all you're going through.

    I think there are a lot of us who understand what you're going through. Doesn't make it any easier for you though I know.

    Every time someone said "it can't get worse" I cringe.

    Bet that's how you feel too.

    The good part is you'll have a new grand baby to cuddle soon. That can make the bad times seem much better. Can't take the rest away though.

    We lost a house, due to being stupid and buyong from an owner who hadn't made a payment in almost a year. Three months into it we got the 14k downpayment made and a week later a knock on the door. The house had gone to auction and the bank owned it. Just the past few months have we even started to get on our feet.

    We have never filled bankruptcy, but I'll never say never again. You NEVER (lol) know what is going to happen. I don't care how hard you work, how careful you are and how good a person you are or how healthy, no one can be 100% positive that things won't happen to put them in a bind.

    I've said I'd say some prayers for some others, so adding you all to them.

    Good luck.

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