ERnoleGuy
Songster
I've got one too and absolutely love it. It is a Debit Card but it can also be run as a MasterCard (although it is not an actual credit card). I do a lot of eBay'ing so it's really nice to have the money instantly like you said, and not have to wait till it gets transferred to my bank account or something. There are no hidden fees or anything. And it's really cool to get a receipt emailed to me the second I make a purchase with it.

