That 'poverty level' is an interesting concept. As my unemployment is getting close to running out, and I still have no job prospects, I've been investigating what's available.
It's just me, so all the aid for people with children is out.
There's help for heating costs - but you have to apply at the beginning of the heating season, and my income needs to be less than $1000 per month. So I was too 'wealthy' while on unemployment. You also need to bring in a bill so they know how much to set you up for. Ummm...I haven't turned the heat on for most of the time. Only when my hands are too cold to function do I heat one room.
SNAP requires that I earn less than ~$1000 per month, so again I'm not eligible while receiving unemployment. If I do end up applying I can expect ~$200 per month. Not so bad, but since I have food allergies, no cheap pasta for me. Instead I'm shopping the 10 pound bags of potatoes on sale. Dented cans. Windfall apples from the neighbor's yard. I'm currently shopping this way, because unemployment doesn't really cover the mortgage AND food. I eat nothing pre-packaged (ok, sometimes a box of gluten free stuff is on the half-priced "damaged" shelf and I'll splurge). Today's breakfast - russet potatoes cooked in the drippings from the chicken I cooked last week. Wait! You say, didn't you have that for dinner last night? No, no, no, last night was RED POTATOES cooked in chicken juice.
I have a cell phone, but no land line. Internet for job hunting, but no TV. I get movies from the library to watch from the couch while I'm snuggled under cats and blankets.
I have an 18 year old paid for truck. Fortunately my bf is handy and he's done a number of repairs for me recently, otherwise I'd either be without a vehicle, or have put out a few thousand to get it fixed. There's no aid for transportation or car repair.
Tried a garden. Things don't grow well here.
Fortunately I'm heading into this from having had a job, so I have things like clothes and shoes, otherwise I'd be hoping for something reasonable at Goodwill, which, of course, is 35 miles RT from my house. So add in gas to the cost of the shoes.
Also fortunate that my Dr renewed my prescription without requiring a visit or blood test, otherwise I'd be out another $100 or so, plus the cost of the meds. Hospital charity care? Not eligible since I own a house and have an IRA. When you're on the street, or sleeping on a friend's couch you can apply to the charity care program.
A lot of other programs I'm not eligible for if I own property and have a retirement account. So sure, when I have no home, no way to care for myself, no safety net for old age, I can apply for assistance. A terrifying prospect.
I would disagree with anyone who says that being poor is easy. It requires planning, juggling, and a whole lot of stress. I could not even imagine what this would feel like to someone who had a child to care for as well.
It's just me, so all the aid for people with children is out.
There's help for heating costs - but you have to apply at the beginning of the heating season, and my income needs to be less than $1000 per month. So I was too 'wealthy' while on unemployment. You also need to bring in a bill so they know how much to set you up for. Ummm...I haven't turned the heat on for most of the time. Only when my hands are too cold to function do I heat one room.
SNAP requires that I earn less than ~$1000 per month, so again I'm not eligible while receiving unemployment. If I do end up applying I can expect ~$200 per month. Not so bad, but since I have food allergies, no cheap pasta for me. Instead I'm shopping the 10 pound bags of potatoes on sale. Dented cans. Windfall apples from the neighbor's yard. I'm currently shopping this way, because unemployment doesn't really cover the mortgage AND food. I eat nothing pre-packaged (ok, sometimes a box of gluten free stuff is on the half-priced "damaged" shelf and I'll splurge). Today's breakfast - russet potatoes cooked in the drippings from the chicken I cooked last week. Wait! You say, didn't you have that for dinner last night? No, no, no, last night was RED POTATOES cooked in chicken juice.
I have a cell phone, but no land line. Internet for job hunting, but no TV. I get movies from the library to watch from the couch while I'm snuggled under cats and blankets.
I have an 18 year old paid for truck. Fortunately my bf is handy and he's done a number of repairs for me recently, otherwise I'd either be without a vehicle, or have put out a few thousand to get it fixed. There's no aid for transportation or car repair.
Tried a garden. Things don't grow well here.
Fortunately I'm heading into this from having had a job, so I have things like clothes and shoes, otherwise I'd be hoping for something reasonable at Goodwill, which, of course, is 35 miles RT from my house. So add in gas to the cost of the shoes.
Also fortunate that my Dr renewed my prescription without requiring a visit or blood test, otherwise I'd be out another $100 or so, plus the cost of the meds. Hospital charity care? Not eligible since I own a house and have an IRA. When you're on the street, or sleeping on a friend's couch you can apply to the charity care program.
A lot of other programs I'm not eligible for if I own property and have a retirement account. So sure, when I have no home, no way to care for myself, no safety net for old age, I can apply for assistance. A terrifying prospect.
I would disagree with anyone who says that being poor is easy. It requires planning, juggling, and a whole lot of stress. I could not even imagine what this would feel like to someone who had a child to care for as well.