If anyone figures out a way let me know. We have always lived paycheck to paycheck, but it could be worse there could be no paycheck. I have always been cheap and DH can fix anything. Nothing in our house is new. We were reuse recycle before it became popular. I always grow a garden we have chickens that I earn a little extra selling chicks and eggs at least it pays for their feed. But you know what I probably wouldnt know how to live if we had lots of money. It has also made our kids very frugal. I bought my DD a suit jacket for her work at Walmart for her birthday. It only cost 3.00 but she wouldnt buy it for herself. She said she couldnt justify spending 3.00 on the jacket.