That is where it was mentioned that just water will work. SOMEWHERE in there. As you said, a lot of posts.
Totally agree 100% with your money management.we get estimated reading here for December, January and February regardless of whether or not there is snow impeding their way... and it is always higher than my usual amount. I'm good, I turn off lights... and usually pay 60-65 a month average. a little more in the winter because the lights come on earlier due to dark, but it's usually only another 10 bucks... every year, and I mean every year, I get my February bill and it is always 500-700 bucks ?????????? I pay it, then I don't have to pay my bill for the next 5-6 months because they owe me. I complain every year that they are not entitled to an interest free loan from me each February. I won't pay it this year. I have written a letter with each months payment starting in October, so 3 letters so far, reminding them that there will be no interest free loan from this residence in 2013. I will call in my meter reading. They've written back that it is their policy to estimate... I have written back show me where in the 12 year history of living here where my bill ever reached 100 dollars, much less 500-700!
I don't deduct a lot from my income for taxes either, so in April, I don't get much of a refund at all from federal, and always have to pay state about $70. most of my colleagues THINK I'm nuts to not "look forward to a big refund" I just look at them and tell them, think what you like... You ARE nuts to give the gov't an interest free loan of your hard earned $$. I mean, if they even paid .5% interest, then sure... maybe I would... but they don't give you one single extra penny, so why do you sacrifice every month and go with less? the point is always well acknowledged, but they never do anything to change their habits. I used to be a stock broker/financial analyst/planner. I have excellent credit, yet have only 1 open line of credit, I only use it once a year, for 1 pair of boots, pay it off immediately. credit cards = consumer cocaine. one always feels that they have more money than they do in reality when they live off their credit... it's too easy to get swallowed whole and then the interest rates alone will bury them... I pay cash for everything. If I don't have the $$, I don't buy it. I buy used, and save the difference. I also pay half a mortgage payment every 2 weeks, so by the end of the year, I have made 13 payments, not 12. and if I have extra $$, I put it towards the principle. I took out a 30 year mortgage 12 years ago, and only have 8.5 years left before it's paid off... saved 10 years and tons of interest so far. I think I should be able to bang out the next 8.5 years of payments in 5 years or less. figure I've saved over 60 grand so far... just in interest.enough $$ talk.
11 egg today. from one or the other BR... i haven't gotten only 1 measly egg since point of lay.
Started a fermented feed bucket this afternoon, found unpasteurized ACV with Mother Culture in it at my local market... and will start a smaller bucket this evening with some chick crumbles. figure the chicks won't know the difference and should take to it right away... the older flock may snub it for the first few days... but they'll eventually get hungry enough to eat it if that's the only choice available. I'm really looking to cut my feed expenses since I'm more than doubling my flock size next week...
