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Like I said, contact a good realtor, and discuss it. There may be a place that has the elevation you want, no steps, on 3 acres, with decent privacy, and no restrictions, that will be financially do-able. A good realtor knows the housing market better than the mortgage companies, so I would at least talk to one.
The person we used to buy this place, then to make an offer on the other lots, is also the one who is the founder of the Blue Ridge Humane Society. I could feel her out and see. I wish that there was a category for elevation. Every time I look at a property, I must open a new window to check the elevation of an address. As a former realtor myself, I'd love to suggest that to MLS as a category for listings. It was so much easier when my husband was working and we were able to buy this one before having to sell the other one, can't happen this time without some real creative financing since I need the equity from this one to get another one. She can show in GA and NC but not sure if she's licensed in TN or would have to refer us yet again to someone else if we even broached the subject.