Cleaning chicken coops at 12, mowing lawns at 15, working in a nursery at 17, working for a veterinarian18 - 22, married at 22, graduated college, worked at an ornamental display garden 22 - 26, bought a home at 23, worked for a J & J Co. - animal care 26 till retirement. Worked every hour offered while wage and saved, saved, saved - yep, invested too. It all paid off. My kids have followed the same pattern - we got lucky. Was life easier then ? Biggest difference I see was that we saved and then bought. Didn't buy and worry about how to pay.