The NFC B-Day Chat Thread

[ShrekDawg]

Here safe and sound.

Yay! How was the trip

 

[CapricornFarm]

I sexed the quail today, got lucky. Far more females than males. Both in the Jumbo Browns and Texas A and M.

 

[ShrekDawg]

The pollen is so bad today. Pine trees in full bloom plus wind equals not a good combination.

 

[ShrekDawg]

I need to move to one of these countries lol

https://www.cnn.com/travel/article/worlds-happiest-countries-united-nations-2018/index.html

 

[bruceha2000]

That coon was just after the food but if a fox got in, he'd run right up the ramp and inside. Door's plenty big enough.

The coon would be right up in the coop as well. Bye bye chickens.

I'm a dedicated credit union person myself. No banks for me.

I've been a member of the CU that was originally the New England IBM Credit Union (now New England Federal Credit Union) since I started working in '79. Kelsey, CUs are member owned and usually have better interest rates than banks.

As was mentioned, make sure you get a no fee account, you don't want to pay every time you write a check. Now as to which one kind of account to get ... don't limit yourself to one. I think the 4 of us have a total of 14 or 15 accounts including savings, checking, credit card, Power, mortgage. Lots of places require a savings account to have a checking account. A debit card (doubles as an ATM card) is usually linked to the checking account. You can also have a Power account, they pay higher interest (they have a higher minimum to get interest) but you are limited to just a few withdrawals a month so you don't use it for daily purchases. Don't link the Power account (where you keep the bulk of your savings) to the ATM card for withdrawal. If someone gets the card, you don't want them having access to the "big vault".

My DDs have checking accounts but never write checks. They have no bills to pay and when they buy something at a store they use the debit feature on the checking account. MAKE SURE you keep track of how much money is in the account!! Kind of embarrassing when your debit card is turned down at the register Also, and this may seem obvious but wasn't to a friend of DW's many years back, if you write a check, it isn't immediately removed from your account like a debit charge is. The friend bounced a ton of checks because the ATM "said" she had money to take out and she did. Then the checks got to the bank, oops not enough money.

You want an account at an establishment that has ATMs near where you often go and no fee to use them. You can get cash from other bank/CU ATMs but you will pay a fee when you do.

Maybe they will make you an honorary member

I believe @N F C said they were VERY OLD women. She wouldn't fit in

 

[ShrekDawg]

Anyone ever breed or raise parakeets?

 

[ronott1]

Anyone ever breed or raise parakeets?

Non Me!

Are you thinking about getting some?

 

[bruceha2000]

I bet @JaeG has.

 

[JaeG]

We had them and lovebirds growing up. They can both be bullies so I now prefer birds that can live peacefully together. We were told budgies (what we call parakeets) would never breed indoors. Ours did no problem! So did the lovebirds (they were my sisters). Females should be at least a year old before breeding and some colours can be harder to sex. But a happy pair should breed easily.

This weather is teasing me. I did some washing because it was breezy and sunny. Now it's cloudy and still.

 

[JaeG]

And now it's raining!