I have a healthy hate for insurance companies. They could all disappear from the face of the earth and I wouldn't shed a tear.
We once asked an Amish neighbor why they didn't do insurance on their homes and he said, that when all was said and done, the only people with insurance who got rich was the insurance companies themselves. Thought about it for a moment and decided it was right.
Still with what we invest in our homes, our cars, our health and our belongings, we still can't afford NOT to have it.
That makes me hate them more.