The Old Folks Home

Yesterday evening, I burned the top of my fingers pretty good. I went to the doctor this morning, NOT because the burn was so bad, but because I need Silvadene, and it's prescription only. All that for a stupid burn cream.
It is a must for those that do lampwork as hot glass can shatter, pop, and land where you don't want it.

I'll be 62 in February. I'm taking SS as soon as I'm able. Here's why.

I asked the "IRA guy" we had at work whether I should take SS as soon as I'm eligible, or wait for the higher amount. He told me that the SSA has never taken benefits away from someone once they start getting them. But they have pushed back the eligible age to start receiving them.

Depending on how much I get per month, we'll reduce the amount we take from IRAs by as much or nearly so.

DH is 11 months younger than I, so he'll start in the following January.
I took mine as soon as it was offered and used the monthly $$ to pay for my med insurance. It was a great decision.
 
Good morning!

We're getting together with some friends for an early dinner, about 4 pm. We're all retired, so we can get there that early, have a great time bantering with the wait staff, and we always leave a good tip. One of the good things about getting older.
Hooray for Early Bird specials!
Our favorite location is Texas Roadhouse.
 
I want to go back to one and hope that I can enjoy like I used to. After many months of taste problems with uncured beef, pork, and poultry I've got to where pork is ok, and chicken is ok but I haven't risk trying a steak at $15 a pound for a rib eye.
Aww I’m sorry. That sucks!!
 
He told me that the SSA has never taken benefits away from someone once they start getting them. But they have pushed back the eligible age to start receiving them.
True, but not for anyone close enough to be eligible in the near future. I think it was last changed 40 years ago and affected people born in 1960 or later.

I decided to start at my full retirement age of 66 years, 4 months. Sort of a "get more money than starting at 62 but don't want to chance them killing or drastically reducing it if I wait to 70 and the fund goes bust" thinking.

One thing to consider is that Medicare starts at 65. If you are getting SS, the Medicare cost will be taken out of that. If not, you have to foot the bill with current income. So for some people it might be wise to start them both at the same time.

If I stay two more years, I will be earning the same amount in Pension and Social Security as I earn now working and will not have to pay into my pension or Social Security.
Sounds like a no brainer to me. You have a good pension! My combined total isn't anywhere near what I was making when I worked, more like half.
 

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