Good job. I know your mother appreciates what you have done for her - it is so hard to loose your companion of many years, and then to have to worry about money on top of that. I remember when my grandfather died my grandmother told my cousin Andy and I "Well, I guess I am poor now". We looked at each other, and told her " You will never have to worry about money. You have all of us to help if you need it". Ironically she was quite well off, but they never discussed finances - my grandpa was a little bit of a tightwad.