Here's the deal: I have a good job that has flexible hours that fit my kids' school schedule. I make good money during the school year and am off in the summer. And I really like what I do. BUT, DH got laid off and he is very worried. It looks very likely that he will get his job back, but it could be a while and he is afraid now that lay offs will happen again. And now it is summer so I have no income. So, I am looking for other work. In order to get the kinds of jobs I used to have I need to take this monster exam. It costs $250 to take the exam. Every time. If I had taken the exam when I first got out of school it would have been fine, but back then you didn't need the exam to do what I did, now you do. There have been many changes in the field in the ten years that I was doing this other job and raising my kids. I don't want to waste the money taking an exam, for a credential I may not need, to get a job I am not sure I want. Besides I am accustomed to doing well on tests, but there is a decent chance I could blow this one. That's alot of money if I screw it up. So I am stuck. I feel like I don't have enough information to make a good choice. What do you think?