as to hospital charges; according to the mag from aarp.
apparently when you go to an emergency room and they say you have to stay or they'll admit you BEWARE, BEWARE. If they list you as being observed, or for OBSERVATION your insurance will most likely not cover it and YOU will get stuck with the bill (full rate) Even if you have medicare, it won't be covered if it is for observation. AND the hopital can change it even after you are truely ADMITTED, and its the nerds in management that do it and they do it over the objections of your Doctor.
This has become a real problem and there is growing interest in the problem by our elected officials but I don't expect much will change anytime soon.
apparently when you go to an emergency room and they say you have to stay or they'll admit you BEWARE, BEWARE. If they list you as being observed, or for OBSERVATION your insurance will most likely not cover it and YOU will get stuck with the bill (full rate) Even if you have medicare, it won't be covered if it is for observation. AND the hopital can change it even after you are truely ADMITTED, and its the nerds in management that do it and they do it over the objections of your Doctor.
This has become a real problem and there is growing interest in the problem by our elected officials but I don't expect much will change anytime soon.